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Maritime Employer's Liability (MEL)Overview - Under federal law (The Jones Act), masters and members of the crew are not restricted to statutory compensation acts (State Workers' Compensation) and may sue their employers for injuries sustained in the course of employment. Please see complete information on Jones Act and USL&H here. Typical Insureds - Vessel owners who do not cover crew under their P&I policy with a Jones Act endorsement. What It Covers - The typical MEL policy covers:
Tip:Some P&I carriers limit Jones Act coverage to specified crew. This intent is to limit coverage to employees performing traditional crew functions furthering the mission of the vessel; and to exclude coverage for contracting personnel working from vessels. If this is the case, owners should consider MEL coverage. |
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Last updated: December 06, 2017 |