Paul Lynch and Associates - Marine Products Legal Liability

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Insurance Products:
Marine Insurance
Workers' Compensation State Act, USL&H, Jones Act
P&I/Vessel Liability
Commercial Vessels
Marine/Diving Contractor
Marina and Boat Dealer
Six Pack / Tour Charter
Watercraft Rentals
Yachts and Private Pleasure Craft
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Errors and Omission

Marine Products Legal Liability

Overview - Marine Products Legal Liability (MPLL) covers claims arising from marine products.

Typical Insureds - Manufacturers, importers and distributors of watercraft and their component parts.

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Online Application

What It Covers - The typical MPLL policy covers:

Liability for property damage and bodily injury arising out of an actual or alleged defect in the insured's product or vessel

Underwriting Considerations

Nature of the product and its market - consumer or commercial
Is the product a component part and if so, are there any installation exposures
What insurance or contractual protections do suppliers provide
How long has the product been sold by the insured and others and what are the receipts history
Claims history including recalls and discontinued products

Tip:

MPLL is written on both claims made and occurrence forms. In the London market, many occurrence forms impose a "sunset clause" which specifies a date after which no further claims can be made against the policy.