Lynch &
Associates, Inc.
Commercial and
Marine Insurance
701 North Federal Highway #401
Stuart, FL 34994
Fax 772-232-9375

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Marine Products Legal Liability

Overview - Marine Products Legal Liability (MPLL) covers claims arising from marine products.

Typical Insureds - Manufacturers, importers and distributors of watercraft and their component parts.

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Online Application

What It Covers - The typical MPLL policy covers:

  • Liability for property damage and bodily injury arising out of an actual or alleged defect in the insured's product or vessel
Underwriting Considerations
  • Nature of the product and its market - consumer or commercial
  • Is the product a component part and if so, are there any installation exposures
  • What insurance or contractual protections do suppliers provide
  • How long has the product been sold by the insured and others and what are the receipts history
  • Claims history including recalls and discontinued products


MPLL is written on both claims made and occurrence forms. In the London market, many occurrence forms impose a "sunset clause" which specifies a date after which no further claims can be made against the policy.

Copyright © 2003, 2004 Paul Lynch & Associates, Inc.

Last updated: August 2, 2006